Asset Finance

At Sterling Capital Reserve, we are able to source a wide range of innovative and competitive finance packages secured against the following different types of assets:

Asset finance can be arranged for new acquisitions, refinance of existing assets, or to provide additional cash to support:

Our knowledge of the asset finance sector means that we can identify the most appropriate funder for every asset finance requirement, whatever the financial status of the applicant. We regularly arrange asset finance in respect of adverse credit applications.

The main benefits of asset finance over other forms of finance are:

• asset finance can be arranged quickly
• it is a “stand alone” facility, outside the working capital finance
• the asset cost is linked to the income stream it generates
• it is non cancellable (provided repayments are met)
• repayments are agreed at inception allowing simple cash flow management

Our experienced asset finance consultants can offer advice to businesses in respect of the most appropriate type of asset finance facility and tailor the terms available to suit the clients circumstances, these can include:

We also arrange vendor finance schemes, to allow businesses to offer finance facilities to their customers in respect of the sale of capital equipment.
The customer obtains all the benefits of asset finance and you experience the following advantages:

• More sales (as we help your customer buy your goods)
• Customers focus on the monthly cost rather than the equipment cost
• You do not need to give credit
• Convenience as you become a “one stop shop”

All asset finance cases are supported by professionally prepared applications by our in house asset finance specialists, thereby significantly enhancing the chances of our clients securing the optimum financial package.

Unlike some of our competitors, we do not believe in up front charges. In most cases we are remunerated through commissions from lenders, and therefore do not need to charge fees to clients.